Spray foam causing mortgage refusal
Why it happens here
Lenders are cautious about spray foam because it can hide structural defects and trap moisture. In Huddersfield Town Centre, many properties were sprayed without a building survey, so the lender has no way of knowing what is underneath.
Our approach
We remove the foam, inspect the roof structure, and provide a detailed report with photos. This gives the lender the evidence they need to proceed with the mortgage.