Spray foam causing mortgage refusal
Why it happens here
Lenders and their valuers treat spray foam as a hidden risk because it can conceal structural problems and trap moisture. In Meltham, where a lot of housing changed hands in the last few years, this has become the single biggest reason homeowners call us.
Our approach
We remove the foam, photograph every stage and issue a report that answers the questions lenders actually ask. Most Meltham cases are cleared within a week, which keeps sales and remortgages on track.