Spray foam causing mortgage refusal
Why it happens here
Lenders class spray foam as a hidden risk because it can conceal damp, rot and structural movement. In Kirkheaton, where many homes are pre-1930, surveyors are especially cautious. A refusal usually comes late in the sale process, which makes it urgent.
Our approach
We remove the foam, inspect and photograph the timbers, and provide a written completion note your lender can rely on. Most Kirkheaton cases are resolved within a week of the first call.